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30 Day Insurance Policy

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Posted by: anubis9278

Insurance keeps on changing. the new rule starting in November, Cingular will introduce and enforce a new systematic enrollment restriction for Wireless Phone Insurance. Upon launch, enrollment for Wireless Phone Insurance will be restricted to a 30 day enrollment period. no more add it when you it .



Posted by: cingtd

Quote:
Originally Posted by anubis9278
Insurance keeps on changing. the new rule starting in November, Cingular will introduce and enforce a new systematic enrollment restriction for Wireless Phone Insurance. Upon launch, enrollment for Wireless Phone Insurance will be restricted to a 30 day enrollment period. no more add it when you it .

Yes, you are correct.

Biggest reason is because scammers with user damaged phones who never carried insurance would simply add it to their account and file an insurance claim after the waiting period. Just a way to keep folks from trying to cheat the system.

Just like folks on the East Coast of the US trying to sign up for hurricane insurance at the last minute just to cancel the policy after the end of the hurricane season.

While I wil not try to defend or explain any insurance company but it is that simple.



Posted by: blessd24

Makes sense to me. I still think its actually better to go through homeowners insurance.



Posted by: pauldg

Quote:
Originally Posted by blessd24
I still think its actually better to go through homeowners insurance.

But if you're deductible is like $500, is it really worthwile to make a claim and have some evil insurance co. raise your rates? I'm a big fan of skirting the system whenever possible, but i understand why they're doing this



Posted by: PhantomFone

Quote:
Originally Posted by cingtd
Just like folks on the East Coast of the US trying to sign up for hurricane insurance at the last minute just to cancel the policy after the end of the hurricane season.


Could you be a little more specific than "East Coast"? B/c I haven't seen a rise in hurricane policy holders in Atlanta. jerk. stop stereotyping.



Posted by: NukuCamui

i dont think Atlanta is considered the east coast. southeast maybe, but flat out east coast...no.

As for the post...already knew this, but thanks for the reminder



Posted by: cingtd

Quote:
Originally Posted by PhantomFone
Could you be a little more specific than "East Coast"? B/c I haven't seen a rise in hurricane policy holders in Atlanta. jerk. stop stereotyping.

OK pinhead, those who live along the coastline. I live in Florida and when hurricane season starts, NO insurance company will write new homeowner policies to cover hurricane damage. Is that specific enough for you?? I think I know what I am talking about. Any chance you actually own a home?? Somehow I doubt you do, otherwise even in Atlanta you would know this too.



Posted by: PhantomFone

Quote:
Originally Posted by cingtd
OK pinhead, those who live along the coastline. I live in Florida and when hurricane season starts, NO insurance company will write new homeowner policies to cover hurricane damage. Is that specific enough for you?? I think I know what I am talking about. Any chance you actually own a home?? Somehow I doubt you do, otherwise even in Atlanta you would know this too.


I won't even entertain your rudeness. smh



Posted by: IseeOrangepeopl

Yes! I can't tell you how many people come in with a damaged phone and want me to add the insurance for them.

"Come on. Why can't you help me out!"

"One, it's considered fraud and I kinda need my job and Two, you declined the insurance when you signed up against the sales reps's urging."

"But I never break my phones so I never needed it before"

"That's the beauty of hindsight"



Posted by: anubis9278

i wonder will they give people a grace period when devices that were not covered before now are.



Posted by: cingtd

Quote:
Originally Posted by PhantomFone
I won't even entertain your rudeness. smh

Have a good day and next time don't be so rude to me like your initial response.





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