vB Easy Archive - Insurance...

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Insurance...
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Posted by: dotokpa

Well I had asked a while back if anyone knew where I could get my P910 insured and didn't get any replies.

So for those that are interested, State Farm will insure it. I just got mine insured at $30 a year.

Now I can breathe easy.

Posted by: BigFeat

Hmm.. Never thought about insuring any of my phones.. Didn't cross my mind actually. I figured that my phones have a 6 month shelf life anyway.

Is it really worth insuring a device with such a short shelflife despite its cost? Especially when there's a greater chance that one will purchase a more improved model within a years time then the possibility of having it damaged/stolen? I couldn't imagine my paying a company monthly just to keep a paper trail on my phone.

I'd imagine this would be benefitial only if the insurer can replace the item with a check equivalent to its original purchase price (not estimated current market value) and have a reasonable investigation turnaround time.

Posted by: dotokpa

Well for me the P910 was pushing it. If I loose or break it I'd be really pissed.

You're right about replacing it frequently. I'm constantly changing phones but I'm going to be keeping this one for a while.

Placed it's value at 750 which is what I'd get if loose or break it.

So for me.. .it's worth it.

Posted by: bm1116

Do you call state farm for it or you do it through the website? which state farm you contacted? I don't know if they have something like this in NY.

Posted by: dotokpa

Quote:

Originally posted by bm1116
Do you call state farm for it or you do it through the website? which state farm you contacted? I don't know if they have something like this in NY.

I think they have it in all states because I checked online and found it but needed to call a local office for pricing.

It's called personal effects insurance or something like that.

I had to go in with a receipt and the phone. Guess they found it hard to believe I'd have a $750 phone. Not common in such a small town.