PLEASE HELP: Phone purchased from Target & question regarding SGS II return?

[BOOMGOESTHEDYNA]

I signed up for an add a line and purchased the GS II about 5 weeks ago from a Target kiosk authorized dealer. Now, my gf broke up me and took the phone with her. What can I do? She agreed to pay me the ETF for Tmobile. However, after taking a look at the Target receipt I saw

"As part of the process for activating a wireless handset or other device I agree to provide a valid credit card that the Retailer will process. If the device and its wireless service agreement are not in continuously in service for 90 days after the original purchase date and the device is not returned to the retailer, I agree that the retailer MAY charge my credit card an unreturned merchandise fee equal to the device's non activated price minus the activated price I paid."

By the way, Radio Shack and Target shared same "unreturned merchandise fee" term above.

So my question is will they really do this? It said "may" not "will" so I don't know, but I don't want to find out. If you have any experience with this, please advise. Also, what if I cancel the credit card I used to pay for my phone? I figure if that if that credit card is no longer active, they cannot charge me correct or am I wrong?

I am pretty sure my gf won't pay me to keep the service for the next 2 months. And I certainly don't want to pay the full retail cost of the phone? What can I do at this point? Wait and cancel after the 90 days or this is just a scare tactic? Please help.

Thanks.

[fabricatedhero]

Sucks that this happened but i am just advising and not in anyway saying this is absolute.

First off if the account is under your name only then report her phone stolen/lost is an option if she doesn't want to pay the monthly bill and your insurance might get you a replacement sent to your house, but because your contract is so new this might not happen.

Dont cancel your card because if you don't pay then they will send the bill into collections and your credit score will get popped.

Best advice i can give you. Best of luck and hopefully someone with more knowledge might come on here

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