Yeah, definitely just be patient and save up for what you want and then buy it outright. Heck, if you are okay paying month to month (as rent to own place are, ofcourse) then just go to the Apple Website and buy the ipad from there because they have deferred payment plans for their stuff. There should be a link somewhere on the page when you go to buy an item.
For qualified customers, Apple offers financing through their own branded Barkley's (spelling ??) credit card with 0% financing if the balance is paid in 6 months. I used this when I bought my original iPad and later when I bought my MacBook Air.
If I'm annoyed and you're annoyed, does that make us a paranoid ??
Sarcasm is a fine art...
"Don't believe everything you think"
It's not a matter of if you win or lose, it's how you assign the blame
You gotta have good credit for damn near everything.
I second the apple financing idea, though. A friend of mines did it with his iPad 2 and I plan on doing it with a MacBook air soon.
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Rent to own is a terrible deal, it's aimed at people who aren't smart about their money and/or people who can't afford what they are selling and preying of your wants. They stay in business because there is demand, if you feel the desire to part with your money so easily, then by all means have at it.
Looking into legitimate credit is a better option. Apple financing is mentioned or you can
look into credit card options depending on how your credit/income are. Beware poor credit card deals but most are still a ton cheaper than rent to own places.
Your best bet is just saving your money until you can actually afford it, unless you really need that iPad immediately for something.
You don't know me or things that happened in my life, and maybe I don't owe debts, but one thing we know for sure is that your statement shows what kind of human being you are!!!!!!!!! And I feel sorry for your parents for raising a person like you.
If you don't have good credit, then you probably can't afford Apple products anyways...perhaps you should use the money that you'd spend on rent to own to pay down your debts.
That's really ignorant. Tons of people don't have good credit because they just don't have any credit at all. (No credit rating is just as bad as a bad credit rating) and lots of people don't have any debts whatsoever, but if you don't use a source of credit on a fairly regular basis (Like a credit card or a loan of some kind) you still don't have good credit. The longer you go without using it, the worse your credit rating gets.