Does the insurance cover losing a phone?
Ok so after talking to a verizon rep about these changes I found possibly the best of the worst case we are already in with the unlimited data situation. She noticed I had the total equipment coverage on my account at $7 a month. I have never been a big fan of phone insurance but something tempted me when they had the open enrollment last month to sign up one of my lines. She said that this new pricing will let you keep your unlimited as long as you dont get the subsidy as we all know. However she did point out that with the total equipment coverage as long as you keep paying the extra per month you are guarenteed a replacement phone. My thoughts here are if you can or havent upgraded buy the best phone out there rigth now probably the razr maxx and take out insurance. If your phone craps out in a year and a half they have to send you something as a replacement and some experience from when I had insurance years ago says that they will send you the replacement model if your model is no longer made. Maybe your not going to get the best new technology and your probably stuck with your brand your with now but at least you can supposedly keep your unlimited data this way if you have a problem. Just to run the numbers at $7 a month thats $84 a year so your stilll paying extra each year but if you make a claim that is not from dropping breaking or water damage there is no deductable so $84 extra a year looks alot bettter than potentially a new phone at $650 retail which is ($400 higher than with subsidies and that $400 spread out over two years is an extra $17 bucks a month bare mininum. The one other wild card I am afraid of though is as others mentioned I have the $10 per line data discount for having the talk/text/data combo and although there has been no official comment on that yet I am afraid they may take that which would still put it at $17 a month extra from what we are paying now too. Of course the only big thing is that by keeping your unlimited you would incur no overages which could add up very fast at $10/gb.
Does the insurance cover losing a phone?
Asurion still has Droid 1's from 3 years ago. Good luck getting that "free" upgrade.
Sent from my DROIDX using Tapatalk 2
That may be true for the insurance part but i know verizon handles warranty issues and they have swapped me with different models before most recently the revolution on my wifes account. It has been discontinued and was out of stock so they sent me a new spectrum as its replacement. They also did this with a friends droid incredible 1 and replaced it with the incredible 2. In the past they have always been good about that. My thoughts are if my razr maxx has problems in a year or so maybe they will have to replace it with the fighter or whatever is the sucessor to the maxx or whatever. You may have to stay in the same brand you have now but at least you can prolong your unlimited data.
However if it starts getting too abused I can see this being clamped down on too. Which would then screw everyone in the end. So it's best to only do this as a last resort.
They had a $100 deductible last I checked. The rep may not know that.
Would make more sense to buy from Ebay or at full price if you are going to use more than $400-$450 of overages on tiered data in 24 months, which is a pretty ridiculous scenario anyways, so basically to any rational consumer, unlimited data is dying.
I usually support government regulation, but It is unfortunate that the government over-regulated and killed the AT&T/ T-Mobile Merger
The best explanation of the pricing nutiness in the industry.
Why Sprint and T-Mo will always suck.
The only way to end the pricing insanity is to eliminate contracts and subsidies.
I want Wifi calling on AT&T.
If you text while driving, you're an idiot. End of story.
Not true. With TEC you get free replacements as long as it wasn't physically damaged
I ha an extended warranty that gave me a replacement with no deduct after the keypad stopped working. It was a serious refurb though.