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Thread: What happens if I pay my bill 2 days late?

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    What happens if I pay my bill 2 days late?

    Well, I effed up and spent more money then I thought I had these past two weeks, not realizing that my cell bill is due on the 7th. Problem is, I don't get paid until the 9th. What happens if I can't pay the bill on time? Do I just get disconnected until I do, or am I looking at a charge?
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    Generally, it's been my experience that they give you a few days before they actually cut you off (to be honest, the one time i got my service cut off, the bill was 2 weeks late...but it's a long story). In your case, you'll be fine, but if you're really concerned, just call customer care and let them know, and they'll take care of you.

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    Quote Originally Posted by orion2087
    Well, I effed up and spent more money then I thought I had these past two weeks, not realizing that my cell bill is due on the 7th. Problem is, I don't get paid until the 9th. What happens if I can't pay the bill on time? Do I just get disconnected until I do, or am I looking at a charge?
    probably nothing... you'd fall under the grace period.
    -Profet

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    I think you have a 10 day grace before stuff starts happening on your account.

    Dont quote me on that.

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    I can't really say what will happen if you don't call them, but I would say give them a ring and let them know and I'm sure they'll work with you.

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    yeah, call them and let them know you are going to pay them but a bit later. One time my flight from Germany was delayed and the time different made it a day more later for me to return. I called them and they said that's fine, they'd put a note on and it's be okay. I paid them as soon as I got back. It was before you could pay your bill over the air by dailing 611 days.

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    You get an 11 day grace period...at least that's what my bill says. Mine is always due on the 1st of the month but they don't charge me late fees until after the 11th. I've never paid on time (the 1st) but that's because when I was getting the paper bill, it never said when it was due. It only said that late fees are assessed after the 11th so I always paid before then. I haven't had any problems or had anything negative go on my credit report.

    Just check your bill to see when they start adding late fees.

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    Your grace period is untill the last day of your bill cycle, the bill itself should say when you will access a late payment charge. i.e., My bill cycle 15-14 of every month. Due the 11th, I have untill the 14 to get the payment to them before I will access a late payment charge.

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    you can just call CS and they will give you a 2 week period after your due date for you to pay by with no late fees assessed to your bill.

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    Quote Originally Posted by orion2087
    Well, I effed up and spent more money then I thought I had these past two weeks, not realizing that my cell bill is due on the 7th. Problem is, I don't get paid until the 9th. What happens if I can't pay the bill on time? Do I just get disconnected until I do, or am I looking at a charge?
    Definitely call Cingular and see if you can work something out.
    AT&T LTE Network Hartford, CT Area

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    If your bill is due on the 7th of every month, then your bill cycyle prolly goes to the 16th/17th of every month. You DO have a 10 day grace period, but after that, depending on your payment history, they may let you go 30 days past due (for on time payments), or suspend you immediately(late every damn month).
    Definately call into CS and find out what your grace period is tho.

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    Late pmt

    Quote Originally Posted by kuj
    You get an 11 day grace period...at least that's what my bill says. Mine is always due on the 1st of the month but they don't charge me late fees until after the 11th. I've never paid on time (the 1st) but that's because when I was getting the paper bill, it never said when it was due. It only said that late fees are assessed after the 11th so I always paid before then. I haven't had any problems or had anything negative go on my credit report.

    Just check your bill to see when they start adding late fees.
    Just to clarify, you won't pay a late fee as long as the bill is paid by the new bill cycle. For example, if your bill ends on the 1st, it is due by the 24th and no late pmt is assigned until the next bill prints on the following month and only if there is a past due balance. Yes it can be approx. 11 day grace period unless it is a new account and it may be little bit less than that.

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    My experience with a late payment...

    I was in Boston last year over the Labor Day weekend. Friday afternoon I get a call from some Cingular department about my payment not having arrived. I said I used an electronic payment system and would have to check on what happened. I got a number to call when I checked that.

    The facility had free WiFi, so I checked and found that the payment order had vanished out of the system. Argh! To forestall the inevitible demands for that form of suicidal insanity known as check-by-phone, I submitted the payment again through the system, noted the payment date, called the department, explained about the vanishing payment (I had it logged in my checkbook) and told them I had re-submitted the payment and the system would process it in (system indicated value + 2 days.) This probably short-circuited the script in use, but they said thanks and noted the account.

    I suspect if you have a history of paying on time they will call you (after all, they know how to reach you ) and ask what's happening after it runs several days. In the however-many years I have had the account, you can count the late payments without taking off your socks.

    If you call them first, I see no problems as long as it is a rare happening.
    Last edited by MikeVx; 09-05-2005 at 03:11 PM.

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    I was way late on my last payment. Two weeks, I think. But, I've paid every month on time since I signed up in December. I got a polite letter in the mail to please remit payment or my service would be shut off and I would be subject to a reactivation fee. I purposely pushed it to see what would happen. Risky, I know. The payment posted 48 hours later and I have experienced no disruption of service.
    Most companies give five to 15 days grace period on payments. I have 15 days grace on both my car payments and my mortgage, just as an example.
    If your bill is going to be more than five days late, I would suggest contacting them. Otherwise, just pay your bill when you get paid and you'll be just fine.
    "I'm not drunk. I'm Scottish."

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    No need to call them, like others said, there's a grace period. My bill is due the 28th of every month. My cycle begins on the 3rd. As long as I pay by the 2nd, I dont get any late fees. I've never paid my bills on the 28th, always couple days later.

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